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Investor Presentaiton

PayPal impact vs. typical checkout Merchants sell more with PayPal Latest research by Nielsen demonstrates PayPal's value across the checkout journey Consideration CONSUMER PURCHASE JOURNEY Preference Loyalty +20% +60% +33% +28% +25% PayPal brings 20% more repeat buyers (1) PayPal users make 60% more purchases (2) PayPal completes 33% more checkouts (3) PayPal improves purchase experience by 28% PayPal increases likelihood of (4) buying by 25% (5) Sources: Nielsen Behavioral Panel: Analysis from 388 large enterprise merchants in the U.S., with 408K transactions from 25K consumers on desktop between January 2022 and December 2022 and Nielsen Attitudinal Survey: survey of 4K consumers of their experience with large merchants in February 2023. (1) Repeat buyers - Uplift in repeating buyers vs. typical checkout (2) Purchase frequency - Uplift in number of purchases vs. typical checkout (3) Payment conversion - Uplift when PayPal is chosen vs. cards at checkout from which payment method is chosen (4) Purchase experience - Uplift in purchase experience when paying with PayPal vs. other payment methods (5) More likely to buy - Uplift on consumers that agree that the payment method they paid with increased their likelihood to complete the purchase PayPal ©2023 PayPal Holdings, Inc. Q1-23 Investor Update 6
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