First Foundation Investor Presentation Deck slide image

First Foundation Investor Presentation Deck

Comprehensive Offering for High-Net-Worth Clients ■ INVESTMENT MANAGEMENT 1 PHILANTHROPY SERVICES Key Characteristics Lead with sophisticated financial planning to address client needs Open architecture investment philosophy with mix of stocks, bonds, mutual funds, ETFs, private equity, REITs, and separately managed accounts WEALTH PLANNING TRUST SERVICES In-house investment capabilities with strong performance Fee-only model (vs. commission-based brokerage) with avg. fee of 60-70 bps Significant cross promotion opportunities with bank, trust, and philanthropy services Ability to deepen relationship with multiple generations of the family because of trust and philanthropy business 100% of new Assets Under Management ("AUM") and Assets Under Advisement ("AUA") through organic growth, more stable than M&A Presence in affluent communities throughout CA such as Pasadena, San Diego, West Los Angeles, Orange County, in addition to expanding into Naples, FL in 2022 FIRST FOUNDATION Copyright © 2023 First Foundation Inc. All Rights Reserved Combined Advisory and Trust business pre-tax profit margin of 29% in 3Q23 (25% in 2Q23) In-House Expertise to Serve Clients ● ASSET ALLOCATION Wealth Planning ● LEGACY PLANNING ● Lead with planning Entry point to client's total financial picture Asset Allocation Manage custom investment strategies to serve clients across the risk and return spectrum • Utilizes a mix of equities, fixed income, real estate, and alternative assets Open architecture Portfolio Construction Conduct due diligence Create custom portfolios to match clients' goals • Monitor, report, and adjust as necessary 26
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