First Busey Results Presentation Deck
2Q23 Earnings Investor Presentation
Table of Contents
First Busey Corporation | Ticker: BUSE
Overview of First Busey Corporation (BUSE)
Diversified Company with Comprehensive & Innovative
Financial Solutions
Strong Regional Operating Model
Investment Highlights
Fortress Balance Sheet
High Quality Loan Portfolio
High Quality Portfolio: CRE
Office Investor Owned CRE Portfolio
Top Tier Core Deposit Franchise
Granular, Stable Deposit Base
Deposit Cost Trends
Diversified and Significant Sources of Fee Income
Wealth Management
FirsTech
Net Interest Margin
Focused Control on Expenses
Robust Capital Foundation
Pristine Credit Quality
Reserve Supports Credit & Growth Profile
Balanced, Low-Risk, Short-Duration Investment Portfolio
Actively Managing Asset-Sensitive Balance Sheet
Quarterly Earnings Review
Earnings Performance
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Appendix:
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Experienced Management Team
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High Quality Portfolio: C&I
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Fully Integrated Wealth Management Platform
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Continued Investment in Technology Enterprise-Wide 32
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Digital Banking Adoption
Busey Impact
Non-GAAP Financial Information
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