1Q 2022 INVESTOR PRESENTATION

Segmental Performance - Treasury Strong income and net income growth from 25% growth in investments YoY مصرف الإنماء alinma bank SAR (mn) 1Q 2022 4Q 2021 A% 1Q 2021 A% Investments (SARbn) +25% Income from investments and financing, 224 184 +22% 150 +49% net Investment-related income 95 (9) +1133% 55 +73% 36.0 Fees from services & other income 80 96 -17% 28.8 30.7 31.9 33.3 39 +106% Total operating income 398 280 +42% 244 +63% Total operating expenses 78 72 +9% 54 +46% Total charges/(reversals) for impairments 2 0 +554% (3) -186% Net operating income 317 208 +52% 193 +64% Share of loss from an associate and joint venture (2) (6) -60% (4) -39% 1Q 21 2Q 21 3Q 21 4Q 21 1Q 22 QoQ +7% +4% +4% +8% Income before Zakat 315 202 +56% 189 +66% Treasury Assets (SARbn) +17% 41.7 43.0 44.1 45.7 48.7 1Q 21 2Q 21 3Q 21 4Q 21 QoQ +3% +2% +4% 1Q 2022 INVESTOR PRESENTATION 1Q 22 +6% Management Commentary - Treasury operating income rose by 63% YoY to SAR 398mn in 1Q 2022 from strong rebounds in both funded (+49%) and fee income (+106%). ■ This strong income growth drove a 66% improvement in net income YoY. Treasury assets rose by 6% during 1Q 2022 to SAR 48.7bn (+17% YoY), while the investment portfolio grew 8% to SAR 36.0bn (+25% YoY). ■ 42/49

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