Investor Presentation Q3FY23

Kotak Mahindra Prime Q3FY23 Q3FY22 Q2FY23 FY22 kotak cr NII Customer assets* (* cr) 420 375 421 1,457 Other Income 105 119 83 331 21,431 17,278 20,400 NII and Other Income 525 494 504 1,789 Profit Before Tax 302 337 298 1,180 5,552 7,063 225 254 222 1.1% 2.1% 1.3% 1.7% Profit After Tax NNPA (%) CAR (%) (incl unaudited profits) ROA (%) - annualised 29.2% 28.8% 30.1% 30.1% 3.0% 3.9% 3.2% 3.4% * comprises loans and credit substitutes 886 Dec-22 Dec-21 5,557 Sep-22 ■Others Vehicle 17

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