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Increase Retail client assets 4. Services strategy Started new money transfer services from Feb 27 NOMURA Process Clients Instruct 野村證券 Bank NOMURA Deposit funds Make it easier and ease concerns for clients around bank transfers Simple to make instant deposits and large deposits (Max. Y300m per day) Web Plus Loan interest rate slashed from 2.975% to 1.5% Nomura Web Plus Loan Nomura Trust & Banking offers loans to clients on Nomura Home Trade using stocks, investment trusts and discretionary investments as collateral Easier, quicker application and review process Respond to sudden need for funds and prevent client asset outflows 13

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