Investor Presentaiton
CLIMB
2
Disclaimer.
GENERAL
The information contained in this presentation has been prepared by Climb Credit Inc. ("Climb Credit") in connection with the offer and sale of securities of Climb Credit on a private placement basis. This presentation contains information
pertaining to the business, operations and assets of Climb Credit. The information contained in this presentation (a) is provided as at the date hereof and is subject to change without notice, (b) does not purport to contain all the information that
may be necessary or desirable to fully and accurately evaluate an investment in Climb Credit, and (c) is not to be considered as a recommendation by Climb Credit to purchase any securities offered in connection with this presentation. An
investment in such securities is speculative and involves a number of risks that should be considered by a prospective investor. All information and data provided in this presentation is strictly private and confidential. No person is authorized to
copy or re-distribute any materials in this presentation without the express permission of Climb Credit. This presentation constitutes an "offering memorandum" under applicable securities laws (including pursuant to the Securities Act (Ontario)
and OSC Rule 45-501 Ontario Prospectus and Registration Exemptions). See "Statutory Rights of Rescission - Ontario Investors" at the end of this presentation for further information. Prospective investors should be aware that the purchase of the
securities may have tax consequences both in Canada and the United States. Each prospective investor should consult its own tax advisor concerning the investment described herein.
MARKET AND INDUSTRY DATA
This presentation includes market and industry data that has been obtained from third-party sources, including industry publications. Climb Credit believes that the industry data is accurate and that its estimates and assumptions are reasonable,
but there is no assurance as to the accuracy or completeness of this data. Third party sources generally state that the information contained therein has been obtained from sources believed to be reliable, but there is no assurance as to the
accuracy or completeness of included information. Although the data is believed to be reliable, Climb Credit has not independently verified any of the data from third-party sources referred to in this presentation or ascertained the underlying
economic assumptions relied upon by such sources.
FORWARD-LOOKING STATEMENTS
This presentation contains forward-looking statements that relate to future events or our future financial performance and involve known and unknown risks, uncertainties and other factors that may cause our, or our
industry's, actual results, levels of activity, performance or achievements to be materially different from any future results, levels of activity, performance or achievements expressed, implied or inferred by these
forward-looking statements. Such risks and uncertainties include, but are not limited to, its ability to conduct a private placement on the basis of a $5,000,000 and on a $15,000,000 prior to its planned initial public
offering, its ability to raise up to $3,000,000 now and $5,000,000 in its initial public offering, the ability of Climb Credit to earn excellent returns for its shareholders, that consumer proposals will rapidly increase in the
near term, that it will experience rapid growth and healthy profitability from the services it offers, that investors are increasingly targeting companies offering credit monitoring or rehabilitation services, costs of
compliance with and the risk of liability being imposed under the laws in which Climb Credit operates under including consumer credit and protection regulations, negative changes in the political environment or in the
regulation of Climb Credit's business in Canada; negative shifts in public opinion and perception of the consumer credit and protection regulations; risk of shortages of or price increases in key inputs, suppliers and
skilled labor; loss of intellectual property rights or protections; cybersecurity risks; constraints on marketing products; fraudulent activity by employees, contractors and consultants; tax and insurance related risks and
risk of litigation. These factors should be considered carefully and readers are cautioned not to place undue reliance on such forward-looking statements. The forward-looking statements are based upon management's
beliefs and assumptions and are made as of the date of this presentation. In light of the significant uncertainties inherent to the forward-looking statements included in this presentation, the inclusion of such
information should not be regarded as a representation or warranty by us or any other person that our objectives and plans will be achieved in any specified time frame, if at all. You should not place undue reliance on
these forward-looking statements. Except to the extent required by applicable laws or rules, we undertake no obligation to update or revise any forward-looking statements included in this presentation.View entire presentation