Investor Presentaiton
FY 2006 Q1-Q3 Results Summary (P/L)
(Consolidated)
O
MUFG
Consolidated gross profits up
¥67.1 bn from FY 05 Q1-Q3
➤ Despite lower JGB gains, Gross profits
increased driven by overseas
businesses, increase in investment trust
related revenue and new consolidation
of subsidiaries, etc.
Operating expenses up ¥147.8 bn
➤ Main causes of increase were higher
subsidiary expenses (including new
consolidation of subsidiaries) and
integration costs, etc.
• Net income ¥690.5 bn
➤ Net income declined by ¥335.8 bn
mainly due to decrease in gain on
reversal of allowances
Credit-related costs showed a
gain of ¥6.7 bn
➤ Declined by ¥285.5 bn
5
16
\ bn
From Consolidated
Statement of Income
FY 05
Q1-Q3
FY 06
Q1-Q3
Change
Gross profits
*1
2,620.1
2,687.2
67.1
1
(before credit costs for trust accounts)
Net interest income
2
1,329.0
1,379.8
50.8
Net fees and commissions
778.0
839.9
61.8
3
4
Net gains on debt securities
40.9
6.2
(34.7)
*1
Operating expenses
1,388.0
1,535.9
147.8
Net business profit*2
1,232.0
1,151.3
(80.7)
7
Non-recurring gains (losses)
(135.5)
(187.2)
(51.7)
8
Ordinary profit
1,095.6
963.9
(131.6)
9
Net special gains (losses)
409.4
186.2
(223.2)
Net income
1,026.4
690.5
(335.8)
10
*3
Credit-related costs
292.2
6.7
(285.5)
11
Credit-related costs
399.5
114.4
(285.0)
12
(Sum of non-consolidated)
Figures in parenthesis refer to costs or losses.
*1 Impact of new subsidiary consolidation approx. ¥170 bn in Gross profits and approx.
¥90 bn in General and administrative expenses (approx. figures).
*2 Before credit costs for trust accounts and provision for general allowance for loan
losses
*3 Credit-related costs = Credit costs for trust accounts (included in gross profits) +
Provision for formula allowance for loan losses+ credit-related costs (included in net
non-recurring gains and losses) + Reversal of allowance for loan losses.
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