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Investor Presentaiton

HIGHLY EXPERIENCED MANAGEMENT TEAM BANK OF GEORGIA Etuna Iremadze, Head of SOLO Business Banking With the Group since 2006 with more than 18 years of experience in financial services. Previously, Head of Strategic Projects Department in Georgian Global Utilities (formerly part of BGEO Group PLC). Held various positions with the Group, such as Head of Blue Chip Corporate Banking Unit covering structured lending, M&As, significant buyouts in the country, as well as project financing. Holds an MBA from Grenoble Graduate School of Business. Zurab Masurashvili, Head of SME Business Banking With the Group since 2015 with extensive experience in financial services. Previously, Head of Express Business, Head of MSME Business and Head of Retail Business Banking in the Bank. Prior to joining the Group, held several positions in international organisations such as EBRD, the World Bank and GTZ, and also served as a Deputy Chairman of the Board of Directors in JSC Privatbank. Holds a degree in Geology from Georgian Technical University. Ekaterine Liluashvili, Head of Wealth Management With the Group since 2008 with extensive experience in financial services. Previously, held various senior positions, including Head of International Business Development and Private Banker in the Bank. Prior to joining the Group, served as Private Banker in Bank Republic (Société Générale Group). Holds a degree in Banking from University of Cooperative Education - Berufsakademie Mosbach, Germany, with a specialisation in Private Banking. Andro Ratiani, Head of Innovation With the Group since 2018 with extensive experience in the global financial services sector. Previously, Director - Global Head of Product Management at IHS Markit, spent 6 years in UBS AG Investment and Wealth Management Bank in New York, worked for Wells Fargo during major acquisition phase of Wachovia Bank. Started his career at Bank of Georgia's Corporate and Investment Banking Department. Holds a Master's degree in technology management from Columbia University. Levan Gomshiashvili, Chief Marketing Officer With the Group since 2019 with extensive experience in marketing. The founder of HOLMES&WATSON, creative agency, where he acted as Account Manager for clients operating in banking, as well as other sectors. Also, the founder of Tbilisi School of Communication, an educational facility with an emphasis on ExEd. Started his career in Georgian Railway, covering advertising and project management. Holds MSc in Management from University of Edinburgh. Nutsa Gogilashvili, Head of Customer Experience and Human Capital Management With the Group since 2016 with over 8 years of experience in financial services. Previously, Head of Strategic Processes of Corporate and Investment Banking and Head of Customer Experience Management in the Bank. Prior to joining the Group, held various senior positions in local and international financial institutions. Holds MSc in Finance from Cass Business School in London. Nino Suknidze, General Counsel, Georgia With the Group since 2017. Previously, Counsel at an international law firm, Dentons Georgia. Held various senior positions, including Legal Director at international law firm DLA Piper Georgia, a legal advisor to financial director of United Energy Distribution Company of Georgia and senior legal advisor at Georgian representative office of PA Consulting Group GmbH. Holds a LLM (cum laude, Nuffic scholar) in Business and Trade Law from Erasmus University Rotterdam. Certified attorney and a member of the Georgian bar. 65 55
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