Investor Presentaiton

Long-term loans SBI Shinsei Bank, Limited Shinkin Central Bank 1,000 0.99250% 2014.05.28 1,000 0.53000% 2021.05.28 1,000 0.53000% 2021.06.28 1,000 1.18600% 2023.01.19 2,000 0.38880% 2017.01.31 3,000 0.30950% 2017.07.31 2,000 0.12930% 2019.01.31 2,000 0.26930% 2019.01.31 3,000 0.38178% 2019.06.28 2,000 0.43500% 2017.02.20 2024.05.28 10.0 years 2031.05.30 10.0 years 2031.06.30 10.0 years 2033.01.31 10.0 years 2027.01.29 10.0 years 2025.07.31 8.0 years 2025.01.31 6.0 years 2028.01.31 9.0 years 2028.12.29 9.5 years 2027.02.26 10.0 years 2,000 0.33500% 2018.04.27 2026.04.30 8.0 years THE BANK OF FUKUOKA, LTD. MUFG Bank, Ltd. The Norinchukin Bank 1,000 0.65000% 1,000 0.45000% 2020.04.28 1,500 0.68000% 2020.04.28 3,000 0.54500% 2017.04.25 2,000 0.48000% 2020.03.16 1,000 0.32000% 2020.09.15 1,000 0.48000% 2020.09.15 1,000 0.47000% 2021.08.23 3,000 0.21000% 2022.03.07 3,000 0.38000% 2022.09.07 3,000 0.44500% 2022.10.03 1,000 0.27000% 2019.06.14 2,000 0.37000% 2019.10.31 2,000 0.32000% 2020.07.01 3,000 0.36000% 1,500 0.38380% 1,000 0.42000% 2020.01.08 2032.01.08 12.0 years 2029.10.31 9.5 years 2032.04.30 12.0 years 2029.04.27 12.0 years 2030.03.15 10.0 years 2027.09.30 7.0 years 2030.09.13 10.0 years 2030.08.30 9.0 years 2026.02.27 4.0 years 2026.09.30 4.0 years 2026.09.30 4.0 years 2025.12.30 2028.04.28 2027.07.01 6.5 years 8.5 years 7.0 years 2020.11.30 2018.03.29 2028.11.30 8.0 years 2028.03.29 10.0 years 2019.08.30 2029.02.28 9.5 years Mizuho Trust & Banking Co., Ltd. The Yamaguchi Bank, Ltd. Daishi Hokuetsu Bank, Ltd. TAIJU LIFE INSURANCE COMPANY LIMITED The Ashikaga Bank, Ltd. 1,000 0.38000% 2021.06.14 2,000 0.27455% *5 2022.08.23 1,000 0.98750% 2014.05.30 1,000 0.55500% 2017.04.27 2029.04.27 1,000 0.71000% 2021.06.28 1,000 0.98800% 2023.06.14 1,000 1.11000% 2023.07.19 1,000 0.36000% 2021.06.28 1,000 0.30000% 2021.06.30 2,000 0.32500% 2022.04.04 1,000 1.04375% 2014.03.28 1,000 0.53000% 2021.06.28 2,000 0.27000% 2019.06.28 1,000 0.36000% 2021.06.28 2028.11.30 7.5 years 2032.07.30 10.0 years 2024.05.31 10.0 years 12.0 years 2033.06.28 12.0 years 2033.06.28 10.0 years 2033.06.28 2028.06.30 10.0 years 7.0 years 2027.06.30 6.0 years 2028.03.31 6.0 years 2024.03.28 10.0 years 2031.06.27 10.0 years 2025.12.30 2028.06.28 6.5 years 7.0 years BulletPayment 1 Unsecured Unguaranteed Pari Passu *2 60

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