Financial Performance Report Q1 2023

Consumer Loans Bank Only bank bjb Multipurposes Pre-Pensioners Pensioners % SML % NPL YOY Key Indicators 1Q22 1Q23 (Rp Tr) (%) (%) 70 5 Loans Outstanding 62,579 66,239 +5.85% (Rp bn) 9.0 60 8.5 8.8 6.8 7.0 7.3 7.6 7.9 8.2 Net Expansion 663 4 1,077 +62.39% YtD (Rp bn) 50 11.0 10.9 11.2 11.3 11.5 11.5 11.6 11.6 11.9 Avg. Loans Outstanding 121 118 -1.88% (Rp mn) 3 40 No of Account 519,277 560,187 +7.88% 30 42.8 42.9 42.6 43.0 43.2 43.6 44.3 44.7 45.3 20 10 Loan Yield (%) 12.7 12.2 -0.5 2 YOY Asset Quality 1Q22 1Q23 1 (%) Special Mention 1.5 1.1 -0.4 T 0 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 NPL 0.2 0.2 21

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