Investor Presentaiton

ESG Snapshot Environment Social SATIN • Water and Sanitation (WASH) Loans SCNL has been constructively working towards safe water and sanitation in around 120 districts and more than 30,000 villages in 5 states of Assam, Bihar, Chhattisgarh, Uttar Pradesh and West Bengal In the FY21, SCNL disbursed a total of 26,819 WASH loans post reactivation in Oct'20 • Clean Energy Loans More than 1 lakhs clean energy loans were disbursed SCNL's clean energy programme is an illustration of its dedication to serve the society by providing customized financial solution Certificate of Excellence by UNFCC's Clean Development Program • • Our strength lies in our ground level knowledge and the strong bond that we have created with our stakeholders SCNL is reaching its borrowers through a suite of financial and non-financial services, tailored to meet their needs, including lending under Joint Liability Group model, loans to individual businesses, product financing, community level initiatives, financing household level toilet and water facility Almost all of SCNL clients are women, 75% of whom are based in rural hinterlands of India • Around 72% of the clients are from BPL category • Number of Board Meetings Conducted during the FY21: 10 Average attendance rate at the Board and Board committee meetings (%): 100% approx. Number of Board Committee Meetings Conducted during the FY 2020-21: Audit Committee-8, Risk Management Committee- 3, Nomination and Remuneration Committee-5, Stakeholders Relationship Committee- 1, Corporate Social Responsibility Committee- 2, IT Strategy Committee- 2, Rights Issue Committee-5, Working Committee Meeting-46 Governance SUSTAINABLE DEVELOPMENT GOALS 1 NO POVERTY AND WELL-BEING 4 QUALITY EDUCATION 5 GENDER EQUALITY 2 SSS ZERO HUNGER 3 GOOD HEALTH 6 CLEAN WATER AND SANITATION 7 AFFORDABLE AND CLEAN ENERGY 8 DECENT WORK AND ECONOMIC GROWTH M 9 INDUSTRY, INNOVATION AND INFRASTRUCTURE 10 REDUCED INEQUALITIES 11 SUSTAINABLE CITIES AND COMMUNITIES 12 CONSUMPTION RESPONSIBLE 13 CLIMATE LIFE ACTION 14 BELOW WATER 15 LIFE ON LAND AND PRODUCTION 16 PEACE, JUSTICE AND STRONG INSTITUTIONS 17 PARTNERSHIPS FOR THE GOALS SCNL and the UN Sustainable Development Goals 52 42

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