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Investor Presentaiton

Strong GWP growth to drive future GEP growth Reported GWP growth of 10.6%: Group GWP vs GEP growth • Increasing rate rises to counter higher inflation, perils expectation and 14% reinsurance costs . >1% DIA volume growth primarily from 12% Home and Motor in Victoria Strong retention rates across IAG 10% Underlying GWP growth of 11.1%: 8% Benefit from multi-year workers' comp premiums; offset by 6% IIA portfolio exits; and . depreciation of $NZ in 1H23. 4% 2H23 Reported GWP growth of 13.7% and Underlying GWP growth of 12.6% 2% Gross Earned Premium 2H23 growth 8.2%, expected to increase further in FY24 0% 11 Results Presentation | 21 August 2023 1H19 2H19 1H20 2H20 1H21 2H21 1H22 2H22 1H23 2H23 ■ GWP growth ■ GEP growth iag
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