Bajaj Finance Limited Pitch Deck
1-7 D
8-14 D
Behaviouralized ALM as of 31 March 2022 - BFL
Particulars
BAJAJ FINANCE LIMITED
Values in MM
USD 1 - INR 75
15-30 D
>1-2 M
>2-3 M
>3-6 M >6 M-1 Y
>1-3 Y
>3-5 Y
>5 Y
Total
Cash & Investments
85
169
227
148
27
660
318
85
Advances
1,353
212
537
903
884
2,173
3,234
6,211
2,497
1,182
1,687 19,691
2,903
Other inflows
396
11
27
13
93
15
145
5
32
351
1,087
Total Inflows (A)
1,834
392
792
1,064
1,004
2,848
3,379
6,534
2,615
3,220 23,681
Cumulative Total Inflows (B)
1,834
2,225
3,017
4,081
5,085
7,933
11,312
17,846
20,461
23,681
Borrowings
860
449
140
395
815
1,387
3,459
6,524
1,346
1,517 16,891
Capital Reserves and Surplus
5,607 5,607
Other Outflows
643
39
180
200
7
6
15
38
53
1,182
Total Outflows (C)
1,503
488
320
595
822
1,387
3,465
6,539
1,384
7,177
23,681
Cumulative Total Outflows (D)
1,503
1,991
2,311
2,907
3,729
5,116
8,581
15,120
16,504
23,681
Mismatch (E = A - C)
330
(96)
471
469
182
1,461
(86)
(5)
1,231
(3,957)
Cumulative mismatch (F = B-D)
330
234
706
1,174
1,356
2,817
2,731
2,725
3,957
Cumulative mismatch as %
22%
12%
31%
40%
36%
55%
32%
18%
24%
(F/D)
Permissible cumulative gap %
(10%)
(10%)
(20%)
Additional borrowings possible
1,460
LCR was maintained at 134% as against regulatory requirement of 60%
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