Financial Results
Loan Portfolio Overview
Gross Loans & Acceptances
Canada &
Total
% of
By Industry
U.S.
Other¹
BMO
Total
($B, as at Q4 23)
•
Residential Mortgages
150.6
26.7
177.3
26%
Portfolio is well diversified by geography and
industry
Total Gross Loans & Acceptances up 4% Q/Q or 1%
excluding impact of the stronger U.S. dollar
Consumer Instalment and Other Personal
70.0
34.0
104.0
16%
Credit Cards
10.9
1.4
12.3
2%
Total Consumer
231.5
62.1
293.6
44%
Canada & Other Countries
10%
Financial
17.3
53.9
71.2
11%
Commercial Real Estate
34.5
35.3
69.8
10%
31%
59%
Service Industries
27.8
37.9
65.7
10%
Manufacturing
9.5
31.1
40.6
6%
Retail Trade
16.8
13.7
30.5
5%
U.S.
Wholesale Trade
6.9
16.8
23.7
3%
Agriculture
13.1
5.3
18.4
3%
16%
22%
Transportation
5.1
10.6
15.7
2%
Utilities
8.2
4.0
12.2
2%
Construction (non-real estate)
2.4
5.2
7.6
1%
Oil and Gas
3.1
0.6
3.7
1%
62%
Other Business and Government²
8.7
7.0
15.7
2%
Total Business and Government
153.4
221.4
374.8
56%
Total Gross Loans & Acceptances
384.9
283.5
668.4
100%
■P&C/BMO Wealth Management - Consumer
■P&C/BMO Wealth Management - Business & Government
BMO Capital Markets
Totals may not add due to rounding
1 Includes approx. $11.7B from other countries
2 Other Business and Government includes all industry segments that are each <1% of total loans
BMOM
Risk Review ⚫ December 1, 2023
27View entire presentation