OneMain Financial Performance Overview slide image

OneMain Financial Performance Overview

Meet OneMain 1,500+ Branches $18.4B Net finance receivables >2.4MM Customer accounts 3 Lending products 88% Customer satisfaction¹ People: Rooted in local communities (44 states) Highly experienced (branch managers average 13 years) Scale: - Largest branch-based installment lender in the U.S. - 89% of Americans within 25 miles of a OneMain branch Customers: - Personalized loan solutions underpinned by ability-to-pay analysis Customers often return for additional borrowing needs (full re-underwriting) Responsible products: - Straight forward products originated under state-licensed model - Secured loans broaden prospect base; provide loan size/rate choices Strong culture of compliance Hybrid network: Local branch knowledge with specialized central facilities - Enhancing customer experience and performance using technology and analytics to augment 100+ year lending experience Largest US installment lender uniquely positioned to serve cross-section of working Americans OneMain Financial Note: Data as of December 31, 2019 unless otherwise noted. 1. Source: OneMain Holdings, Inc. New Customer Satisfaction Survey, Q4 2019. 8
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