Investor Presentaiton

Public = Income Statement 45% YoY growth in Net income in FY 2023 underscored by increase volume transactions and margins Net Income (AEDmn) 2,000 Net Income Movement YoY (AEDmn) 1,501 1,424 1,500 1,167 1,224 1,102 1,000 500 +45% 487 1,971 3,619 -675 9 مصرف أبوظبي الإسلامي ADIB -160 5,251 0 4Q 22 1Q 23 2Q 23 3Q 23 4Q 23 Profit after zakat & tax FY 22 +47% Funded income Non-funded income +18% Expenses Impairments Zakat & tax +28% -1% +265% Profit after zakat & tax FY 23 Income Statement Highlights - Net Income Movement by Segment YoY (AEDmn) AED (mn) FY 2023 FY 2022 A% 4Q 2023 4Q 2022 A% +45% Funded income 6,122 4,151 +47% 1,616 1,349 +20% 413 94 246 65 126 5,251 1,073 Non-funded income 3,172 2,684 +18% 984 970 +1% 3,619 -384 Revenues Operating expenses 9,294 6,835 +36% 2,599 (3,061) 2,319 +12% (2,387) +28% (876) (688) +27% Provision for impairment (760) (769) -1% (189) (416) -55% Profit after zakat & tax FY 22 Retail Wholesale Private Treasury Real estate Associates and subs Other Profit after zakat & tax FY 23 Net Income after zakat and tax 5,251 3,619 +45% 1,501 1,167 +29% +67% +90% +138% -67% +1,078% +25% +60% 29

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