Investor Presentaiton

Key Highlights & Ratios Borrowings ( in Crores) Cost of Borrowing (%) Capital Trust 14.2% 13.2% 13.4% 13.1% 13.1% 13.0% 13.1% 13.2% 12.8% 324 285 272 255 259 234 237 240 228 Q3FY20 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q3FY20 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY22 Q3FY22 Net Interest Margin (%) (Annualised) 18.3% 15.8% Operating Cost to AUM Ratio (%) (Annualised) 14.2% 12.1% 11.6% 10.7% 11.0% 9.6% 7.8% i Q3FY20 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY22 Q3FY22 15.9% 12.4% | 16.9% 16.8% 15.1% 14.5% 15.1% 13.0% 9.2% || Q3FY20 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY22 Q3FY22 35

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