Sustainable Social Economic Empowerment

Diversified loan book across sectors 50% in Personal consumer which is well performing Low relative exposure in high-risk sectors Tourism and Hotels <1% Manufacturing 2%. GO BANK Mining & Quarrying 0.0% 0.0% Tourism, Restraurant & Hotels 0.7% 0.8% Agriculture 1.5% 1.8% Building & construction 1.8% 2.0% Manufacturing 2.2% 2.3% Energy & Water 2.9% 4.4% Real Estate 9.4% 10.1% Transport & Communication Financial services 9.5% 9.7% 10.0% 10.4% Trade 11.9% 12.1% Personal consumer 50.0% 46.4% Q32021 Q32020

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