Investor Presentaiton

Key Highlights for Q4FY21 equitas Equitas Small Finance Bank Neobanking Niyox • 2 in 1 Wealth + Savings A/c • Launched in Mar'21 • 100,000+ downloads • 30,000+ accounts Groww • Online FD Opening • Pilot program in progress Prepaid Engagements • Gift Cards • 100 Mn+ transaction throughput • Prepaid Cards to Cooperative Societies • Virtual Cards • Virtual card program initiated •Cashless Campus Programs • Digital Payments & Acquisitions • Fastag Acquiring • 78,000+ tags issued • 1.3 Bn+ transaction throughput • Multiple Toll Plazas and Parking Terminals being acquired • Micro-ATM Services • 37 Bn+ transaction throughput • 10 Mn+ transactions processed • UPI QR Acquiring • 92 Mn+ transaction throughput • 100,000+ transactions • POS Acquiring • 3.4 Bn+ transaction throughput Digital Transaction Banking • Corporate Payment Services • 6.6 Bn+ transaction throughput 200,000+ transactions processed • Aadhaar Enrolment & eKYC • 60,000+ enrolments across 75 branches ~300,000 successful Auth and eKYC transactions Digital Channels •Mobile Banking • ~40% Registration rate • UPI enabled • Internet Banking • 30% penetration of FDs • Video Banking ⚫ 9 Services Live • Same services to be exposed to Neo banking partners • BOT Banking • FAQs Bot implemented • IVR Integration Digital Transformation • Launched Video KYC • Launched Video- Banking and DIY . services on IB & MB Revamped UI/UX for MB • Online Lead Generation for Account Opening • 680,000+ transactions 32

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