Investor Presentaiton

FTE FTE CHANGE YOY¹ 30,776 Sep 19 FTE CHANGE HOH¹ 31,555 Mar 20 186 398 134 518 31,372 2 Productivity Upskilling/ Growth/ Compliance Temporary Project Insourcing Sep 20 197 37 294 271 31,372 2 Productivity Upskilling/ Growth/ Temporary Project Insourcing Sep 20 (1) Restated for MLC FTE impacts (2) Represents net of FTE simplification offset by BAU hires 116 Compliance National Australia Bank

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