Investor Presentaiton

2022 Vs 2021 PBT: Key Impacts from Opex, Topline & Investments 1,011 3,116 625 (2,728) +192% 2,952 283 287 289 69 FY2021 PBT Opex&finance costs NEP + FM Invest income Comm & Other inc Net Claims & Interest Comm expense Share of Associates FY2022 PBT Key movements on PBT: Reduction in operating expenses. Revenue growth from Life (+9%) and GI - Kenya (+7%) Improved share of results of associates Fair value loses on investments (Bonds and Equities) 17

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