Investor Presentaiton

GTS 2025 BNP Paribas has demonstrated the ability to capture growth Robust financial targets well balanced per business 2025 targets cpbs iPS2 CIB Revenues ~+5% ~+4.5% ~+3% CAGR 21-25 Average Jaw Effect ~+3 pts ~+1.5 pt ~+2 pts 21-253 RONE4 Growth 21-25 >+3.5 pts >+6.5 pts >+3 pts • • • Maintained revenue balance between businesses Material C/I improvement sustained by all divisions Maintained RWA4 balance between businesses Growth cycle reaching >11% ROTE5 in 2025, above the cost of equity Material RONE4 improvements in all divisions Revenue growth > Cost growth Revenue growth > RWA growth4 1. Excluding Bank of the West and including 100% of Private Banking in Commercial & Personal Banking in the Eurozone and Europe Mediterranean; 2. Excluding Bank of the West; 3.CAGR 21-25 Revenues minus CAGR 21-25 Operating Expenses; 4. Basel 3 (CRR2) fully loaded; 5. Basel 3 finalised (CRR3) fully loaded BNP PARIBAS The bank for a changing world 2021 Full Year Results | 52

View entire presentation