Investor Presentaiton

Strong Liability Base 12.2% ■Term Loan Assignment 20.8% 45.0% Mar-23 ■NHB Refinancing 22.0% NCDs Diversified Funding Mix Aavas FINANCIERS LTD SAPNE AAPKE, SAATH HAMAARA ■ Term Loan 10.0% 35.0% Assignment 20.0% Future ■NHB Refinancing ■ NCDs 17.0% 31 Lenders Diversified Mix No exposure to Commercial Papers Incremental Borrowings - Q4 FY23 - INR 15,816 Mn at 8.07% 18.0% Co-lending FY23 - INR 47,631 Mn at 7.25% for 128 months List of Lenders* QSBI केनरा बैंक Canara Bank Public Sector Banks बैंक ऑफ़ बड़ौदा Bank of Baroda Indian Overseas Bank |თის Union Bank of India इंडियन बैंक Indian Bank 4 इलाहाबाद ALLAHABAD सेन्ट्रल बैंक ऑफ़ इंडिया Central Bank of India UCO BANK HDFC BANK Private Sector Banks We understand your world Ckotak ICICI Bank Bandhan Bank Kotak Mahindra Bank NHB, Multi - Lateral, Mutual Funds & Insurance British International Investment SBI Life INSURANCE With Us, You're Sure 75 AXIS BANK IFC FEDERAL BANK YOUR PERFECT BANKING PARTNER SBM राष्ट्रीय आवास बैंक NATIONAL HOUSING BANK ADB ICICI PRUDENTIAL ASSET MANAGEMENT * List of lenders are indicative not exhaustive 14

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