Investor Presentaiton

EML Payments H1 FY2022 Financial Results Innovative Partnership with PCS, France PCS launches another new product innovation with EML this year, continuing our strategic partnership to digitise cash for French citizens that are underbanked or looking at an alternate non-bank solution. 2017 New Programs FC Nantes DiaCash Oren Cash Campusea Products GPR 2018 New Programs PCS Acterim PCS Optimisy PCS Cash Convertors 2020 New Programs PCS print on demand Products 2021 Contactless Cards New Programs IBANS PAYS PCS Incentives 2022 New Programs PCS X Metal Cards PCS LEE M. CARDHOLDER TЕEW CVBDHOгDEB 16

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