Investor Presentaiton
Strong investment grade credit ratings
MOODY'S
INVESTORS SERVICE
Aa1/P-1
Issue
Capital good by global standards
Deposit-funded and liquid balance sheet
■ Traditional banking presence in
Singapore, Malaysia and other markets
STANDARD & POOR'S
RATINGS SERVICES
MCGRAW HILL FINANCIAL
AA-/A-1+
■ Well-established market position, strong
funding and prudent management record
■ Will maintain its capitalisation and asset
quality while pursuing regional growth
Fitch Ratings
AA-/F1+
Sound capital and high loan-loss buffers
Disciplined funding strategy, supported by
its strong domestic franchise
1. AT1: Additional Tier 1 securities
2. Sustainability bonds
Note: Table outlines UOB's public rated issues;
FXN: Fixed Rate Notes; FRN: Floating Rate
Notes; NC: Non-call; Updated as of 7 May 2021.
FX rates at 31 March 2021: USD 1 = SGD 1.35;
AUD 1 = SGD 1.02; GBP 1 = SGD 1.85; EUR 1
= SGD 1.58; RMB 1 = SGD 0.21
Tier 2
AT11
Senior
Covered
Debt Issuance History
Structure Call Amount
Date
Jul-19 Perpetual 2026 SGD750m
Oct-17 Perpetual 2023 USD650m
May-16 Perpetual 2021 SGD750m
Apr-212 102NC5½ 2026 USD750m
Sep-20 101NC512 2026 USD600m
Apr-19 10NC5
2024 USD600m
|| UOB
Debt Maturity Profile (SGD m)
Ratings (M/S/F)
2021 2022 2023 2024 2025 2026 2027
750
Baa1/BBB-/BBB+
Baa1/ /BBB+
Baa1/ /BBB+
875
750
A2/BBB+/A
A2/BBB+/A
A2/BBB+/A
Feb-17
12NC7
2024 SGD750m
A2/
-
ΙΑ
1,009
807
807
-
750
Sep-16
Mar-16
101NC5½ 2022 USD600m
10½NC5½ 2021 USD700m
A2/
/A
807
A2/
ΙΑ
942
Apr-212 3yr FXN
USD750m
Oct-20
5yr FRN
AUD750m
Oct-20
3yr FRN
AUD500m
-
Jul-19
Mar-19
3yr FRN
AUD500m
3yr FXN
RMB2b
Jul-18
312yr FRN
AUD600m
1,009
768
512
-
512
410
614
Dec-20
7yr FXN
Sep-19
3yr FXN
Sep-18
5yr FXN
EUR1b
USD500m
EUR500m
Feb-18
5yr FRN
Jan-18
7yr FXN
GBP350m
EUR500m
Aaa/AAA/-
Aaa/AAA/-
Aaa/AAA/-
Aaa/AAA/-
-
673
Mar-17
5yr FXN
EUR500m
Aaa/AAA/-
Aaa/AAA/-
-
789
647
789
789
Aa1/AA/AA-
Aa1/AA/AA
/AA-/
Aa1/AA/AA-
AAA (CCXI)
Aa1/AA/AA-
1,578
Total 1,692 3,806 2,823 1,557 1,557 3,576 1,578
24View entire presentation