2006 Financial Overview and 2007 Priorities

Scotiabank International 2007 Priorities ■ Drive sustainable revenue growth - Leverage sales & service model to drive strong organic growth and to benefit acquisitions Pursue additional acquisition opportunities • increase presence in existing markets • target complementary businesses: insurance & wealth management ■ Aggressively expand distribution network - +125 new branches (100 in Mexico) & 100 ABMS ต Scotiabank Continue double-digit earnings growth 25 Scotia Capital Stephen McDonald Co-Head Scotia Capital 26

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