Q1 2022 Financial Performance
Scotiabank in Peru
Business Overview1
Residential
Mortgages
Market Position by Loans5
Customers²
~3.6MM Corporate/
Commercial
14%
Employees²
~9,200
33.6%
Branches²
257
Personal
Loans
21.0%
Average Loans
$20Bn
Loans
$20.1Bn
21%
16.3%
12.2%
59%
Average Deposits
$16Bn
2%3%
Credit Cards
Total NIAT
(after NCI)³
$402MM
Other
ROE3,4
Productivity 3,4
13.8%
39.3%
Retail 42%
58%
BCP
BCP
BBVA
BBVA
ㅁ
Scotiabank
Interbank
Loans
Secured
Unsecured
Productivity Ratio4
Operating Leverage4
PTPP1,6
38.5%
5.1% 6.0%
1,290
1,099
-1%
CAGR
1,265
1,059
37.7%
35.8% 35.8%
-0.1%
-5.6%
2019
2020
2021
2018
2019
2020
2021
2018
2019
2020
2021
2018
All figures including Wealth Management
1 On a constant dollar basis
2 Including subsidiaries
3 LTM Q1/22
4 Refer to page 48 of the Management's Discussion & Analysis in the Bank's First Quarter 2022 Report to Shareholders, available on http://www.sedar.com, for an explanation of the composition of the measure.
Such explanation is incorporated by reference hereto
5 Market share as of December 2021. Scotiabank includes SBP, CSF and Caja CAT
6 Pre-Tax, Pre-Provision Profit defined as revenues less expenses
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