Q1 2022 Results Presentation

Q1 2022 Summary Bank ABC Net profit of US$ 31 million marks a solid and profitable start to 2022 with revenues, costs and ECL broadly returning to pre- pandemic levels Operating Income on an underlying basis grew by +28% year on year supported by higher loan volumes, consistent margins and benefiting from the consolidation of BBE ECL charge broadly in line with our historic credit loss experience with strong balance sheet and asset quality being maintained Continuing to achieve major delivery milestones in our key organic, digital and inorganic strategic objectives 10 10

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