Fourth Quarter 2022 Financial Highlights

Our Path Moving Forward A modern, relationship-oriented bank that generates value for all stakeholders OUR STRATEGY Focusing on high- growth, high-touch segments Investing in future different- iators Elevating the client experience Emerging Affluent & High Potential Deepen client relationships through personal advice and innovative tools Online / Digitization, Personalized Banking Industry-leading platforms that support seamless digital experiences Accelerating Growth in the Private Economy Enhance capabilities, cross-bank connectivity, and increase North American coverage Increasing Focus on the New Economy Prioritize fintech capabilities, energy transition and the innovation ecosystem CIBC◇ Fourth Quarter, 2022 5

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