Bank of Ireland 2020 Debt Investor Presentation
Regulatory Capital Requirements
Pro forma CET1 Regulatory Capital Requirements
Pillar 1 CET1
Pillar 2 Requirement (P2R)
Capital Conservation Buffer (CCB)
Ireland Countercyclical buffer (CCyB)
UK Countercyclical buffer (CCYB)
O-SII Buffer (phase in July each year)
Systemic Risk Buffer - Ireland
Pro forma Minimum CET1 Regulatory Requirements
Pillar 2 Guidance (P2G)
Bank of Ireland 2020 Debt Investor Presentation
2019
2020
2021
4.50%
4.50%
4.50%
2.25%
1.27%
1.27%
2.50%
2.50%
2.50%
0.60%
0.00%
0.00%
0.30%
0.00%
0.00%
0.50%
1.00%
1.50%
10.65%
9.27%
9.77%
Not disclosed in line with regulatory preference
Regulatory Capital Requirements
•
The Group's 2021 regulatory CET1 requirement, excluding P2G, has reduced by 188bps to 9.77%
CET1 headroom of c.510bps to Dec 2021 regulatory capital requirements of 9.77%
Regulatory total capital ratio of 19.2% at Dec 2020 provides headroom of c.495bps above 2021 total capital
requirement of 14.25%
Bank of Ireland
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