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Loss Ratio Particulars Motor OD Motor TP FY2021 Health, Travel & PA Crop Fire Marine Engineering FY2022 Q22022 62.2% 68.1% 62.8% 69.7% 74.0% 74.6% 78.0% 91.7% 71.4% 111.2% 107.9% 126.5% 63.7% 53.1% 64.6% 83.3% 77.6% 89.9% 57.7% 69.3% 54.8% Q22023 H12022 H12023 74.3% 64.0% 74.0% 66.6% 73.4% 70.1% 81.8% 109.3% 77.9% 85.2% 125.2% 84.3% 40.4% 75.1% 48.5% 71.9% 86.7% 69.4% 84.2% 64.5% 74.1% Other 52.7% 51.3% 61.7% 63.5% 61.8% 60.6% Total 68.6% 75.1% 69.8% 72.8% 79.5% 72.5% ICICI Lombard Nibhaye Vaade Merged figures are presented from April 1, 2021 onwards, hence figures of FY2021 are not comparable 24

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