Investor Presentaiton

Financing and Funding Breakdown bank bjb Sharia Financing (Rp mn) YOY 3Q22 3Q23 (%) Murabahah 4,477,785 4,870,712 +8.8% Qardh 111,827 107,890 -3.5% Financing 2,681,086 3,367,589 +25.6% 631 513 -18.7% 7,271,329 8,346,704 +14.8% Istishna Total Gross Financing Funding YOY 3Q22 3Q23 (Rp mn) (%) Wadiah Current Account 93,617 151,522 +61.9% Wadiah Savings Account 503,676 641,339 +27.3% Mudharabah Current Account 953,639 980,807 +2.8% Mudharabah Savings Account 1,598,677 1,504,734 -5.9% Mudharabah Time Deposit 5,354,101 5,712,196 +6.7% Total Funding 8,503,710 8,990,598 +5.7% bank bjb Syariah 40 40

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