2022 Highlights and ESG Progress

Our purpose and how we want to be different (SI PIF) will drive customer growth and customer loyalty, increasing profitability to drive shareholder remuneration and value creation Our aim To be the best open financial services platform, by acting responsibly and earning the lasting loyalty of our people, customers, shareholders and communities Our purpose To help people and businesses prosper Santander ISI Our how Everything we do should be Simple, Personal and Fair 31

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