Investor Presentaiton

ERM to Strengthen Financial Foundation Discipline Capital efficiency Capit Profit Risk Return Risk al Financial soundness Dai-ichi Life Holdings Shifting product portfolio from saving to protection according to the changes in financial environment Maintain profitability through sophistication of investment such as middle risk middle return products Controlling risk assets Issued $ 2.5B Dollar Perp note Perpetual borrowing Perpetual notes Price fluctuation reserve Contingency reserve Net assets Mar-16 Pro forma... 39

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