Investor Presentaiton

Asset management business and internet strategy O • Further expand profits by leveraging our base of 40 million customer accounts MUFG in securities intermediation, insurance agency business, etc. • Use our internet strategy to rapidly acquire mass market, and other new customers other than bank and trustbank customers 'Net' channel business Non- bank, non- trust bank customers strategy Net/Mobile strategy Bank + Trust bank customer base (40 million) 2m accounts ¥10M* kabu.com Securities Secure position as 520,000 largest net securities company accounts Specialist KDDI Cellphone users mobile 11m accounts internet bank ¥0.5M* 26 million Mobile internet banking DeNA Paygent 27m accounts 8.5 million users Net settlement services Internet banking 87 million users * deposit balance per account 'Real' channel business strategy Bank + Trust bank Additional opening of private banking offices • Provide broad range of investment products to a wide customer base Yen deposits Investment trusts Securities intermediation Foreign currency deposits Insurance annuities Mitsubishi UFJ Merrill Lynch PB Securities Strengthen securities Intermediation business Newly deregulated insurance products! Full deregulation of insurance agency business Mitsubishi UFJ Securities Enhanced products ●Assign specialized personnel ●Strengthen internal controls (244 Area Business Administrators) 20

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