Currency and Interest Rate Outlook

K KASIKORNTHAI Board of Directors Structure ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK ■18 board members: 9 Independent Directors, 5 Executive Directors, and 4 Non-Executive Directors ■Director age limit is 72 years old ■Term limit of directorship for Independent directors shall not exceed nine consecutive years Lead Independent Director and Independent Directors Committee were appointed in order to ensure proper checks and balances Executive Directors (5) ⚫ Ms. Kattiya Indaravijaya (Chief Executive Officer) ⚫Mr. Pipit Aneaknithi (President) • Mr. Patchara Samalapa (President) ⚫Mr. Krit Jitjang (President) ⚫ Dr. Pipatpong Poshyanonda (President) Non-Executive Directors (4) ⚫Ms. Sujitpan Lamsam (Vice Chairperson) • Mr. Sara Lamsam ⚫ Ms. Chonchanum Soonthornsaratoon (Legal Adviser) • Mr. Suroj Lamsam Independent Directors (9) ⚫ Ms. Kobkarn Wattanavrangkul (Chairperson of the Board and Lead Independent Director) • Sqn.Ldr. Nalinee Paiboon, M.D. (Chairperson of the Corporate Governance Committee) • Mr. Saravoot Yoovidhya ⚫Dr. Piyasvasti Amranand (Chairman of the Risk Oversight Committee) .Mr. Kalin Sarasin (Chairman of the Audit Committee) • Mr. Wiboon Khusakul ⚫ Ms. Suphajee Suthumpun (Chairperson of the Human Resources and Remuneration Committee) • Mr. Chanin Donavanik ⚫ Ms. Jainnisa Kuvinichkul Chakrabandhu Na Ayudhya Note: More information on the Board of Directors biographies can be found on our website https://www.kasikornbank.com/EN/about/Pages/board-of-directors.aspx บริการทุกระดับประทับใจ 109 K KASIKORNTHAI Sustainable Development KASIKORNBANK conducts business with the principles of a Bank of Sustainability, supported by good corporate governance principles, as well as appropriate risk and cost management. We strive to balance economic, social, and environmental dimensions to achieve goals and create sustainable long-term returns. The philosophy of sustainable development is instilled in all our operations as part of our Green DNA, ensuring maximum benefit for all stakeholders and paving the way for sustainable growth. SD Framework 1 GOAL COMMITMENT SD Policy 8 1013 (=) ECONOMY Being an accountable bank to create sustainable profitability We are committed to strong ESG principles to be a responsible and accountable bank 1. Business operations defined by good corporate governance practices 2. Adherence to Customer Centricity by initiating financial innovations to meet every aspect of customers' needs 3. Efficient risk management focusing on environmental, social, and governance (ESG) issues 4. Market Conduct and Customer data security and privacy Be a Bank of Sustainability SOCIETY Being a responsible corporate citizen to create a sustainable society We are committed to developing strong relationships with employees and society to better livelihoods and increase prosperity STAKEHOLDER ENGAGEMENT 5. Financial inclusion and financial literacy 6. Fairness of labor relations management and development of employee skills, knowledge and welfare 7. Respect for human rights and diversity 8. Development of youth potential as well as pursuit of environmental, public, and social activities Commitment-based Sustainable Finance Initiatives (ENVIRONMENT Ensuring environmental stewardship towards a zero-carbon society We are committed to preserving and reducing the impact of climate change 9. Financial support to environmentally- friendly businesses 10. Environmentally friendly and reducing the environmental impacts of our own operations Participating in commitment-based sustainable finance initiatives which are UN Principles for Responsible Banking, TCFD and memorandum of agreement on establishing responsible lending practices. UNER PUSSY FINANCE NITIATIVE BARING TCFD www.bu BUCK OF TELADAMSO INTERNATIONAL Dow Jones Sustainability Indices Powered by the SSP CSA Sustainability Award Silver Class 2021 S&P Global FTSE4Good MSCI Bloomberg #CDP NIGHT ACTION NATIONAL THS THAILAND STMENT 2020 ธนาคารกสิกรไทย 开泰银行 KASIKORN BANK PRIDE OF KBank The first and only commercial bank in Thailand and ASEAN selected as a member of the DJSI World Index and DJSI Emerging Markets Index for five consecutive years (2016-present) KBank has been classified in the Silver Class of the banking industry from S&P Global Sustainability Awards (2021) (Bronze Class 2018-2020) A member of the FSTE4Good Emerging Index for the fifth consecutive years (2016-present) KBank's Leadership Level rating is at AA for its ESG performance among emerging market banking sector peers The first Bloomberg Gender-Equality Index (GEI) member from Thailand. The Bloomberg Gender-Equality Index (GEI) distinguishes companies committed to transparency in gender reporting and advancing women's equality for two consecutive years (2019-present) The first Thai commercial bank with B Management Level rating, assessed by the Carbon Disclosure Program (CDP) Included in Thailand Sustainability Investment (THSI) for five years (2015, 2017- present) ESG100 ESG 100 certificate 2021 SET SET Sustainability Awards - Outstanding granted by the Stock Exchange of Thailand for two consecutive years (2018-2019) Sustainability Report Award 2020 Sustainability Disclosure Award (Certified by Thaipat) The first and only carbon neutral commercial bank in Thailand. granted Carbon Neutral granted by Thaipat Institute Certification (2018-2021) บริการทุกระดับประทับใจ Note: More information on our Sustainable Development can be found on our website and KBank's Sustainability Report 2020 110

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