Latvia Stability Programme Report
DOMESTIC LOANS ARE MAINLY FUNDED BY DOMESTIC DEPOSITS
Lending is the core banking products in the domestic market. Parent bank funding has
been replaced with domestic deposits
140%
120%
Loan-to-deposit ratio
Growth Rates of Domestic Client Deposits
(yoy)
25%
100%
20%
80%
15%
60%
10%
40%
5%
20%
0%
0%
2016
2017
2018
2019
2020
2021
2022
- 5%
2016
Domestic
Total
Source: Bank of Latvia
18
16
14
12
10
22086
Deposits
(EUR bn)
5
4
17.4
3
2
2.9
1
2017
2018
2019
NFCs
2020
HHs
2021
2022
Source: Bank of Latvia
Liabilities to foreign MFIS
4
2
0
0
2016 2017 2018 2019 Q3
Domestic
Q4 Q1 Q2 Q3 Q4 Q1 Q2
2020 2020 2021 2021 2021 2021 2022 2022
Foreign
2016
2017
2018
2019
2020
Liabilities to foreign MFIS
Source: Bank of Latvia
Source: Bank of Latvia
17
(EUR bn)
2021
incl. parent banks
2022View entire presentation