Investor Presentaiton
Summary segments
Greece
International
Non Performing
Assets
Other
Wealth Management
Retail
Wholesale
& Treasury
H1 2023 H1 2022
H1 2023
H1 2022
H1 2023 H1 2022
H1 2023 H1 2022
H1 2023 H1 2022
H1 2023 H1 2022
Net interest income
299
183
289
239
111
34
125
77
38
58
1
Net commission income
62
63
53
74
42
41
22
21
6
5
0
(9)
0
Total revenue
371
251
355
324
164
162
160
108
54
72
9
13
Recurring operating
(200)
(211)
(67)
(75)
(46)
(41)
(94)
(89)
(43)
(53)
(25)
(14)
expenses
One-off costs
(32)
1
(10)
(1)
(5)
0
0
0
0
0
(2)
(5)
Provisions
(33)
(38)
(9)
(4)
(10)
6
0
6
(103)
(105)
0
0
Profit After Tax
75
115
193
273
75
91
61
28
(86)
(271)
(15)
2
Normalised Profit After
98
11
200
174
78
39
61
21
(67)
(53)
(13)
10
Tax
Net Loans
9,014
9,260
18,170
17,790
18
14
4,238
3,992
2,212
2,436
5,030
4,607
Deposits
33,347
30,984
8,471
7,942
3,574
3,738
5,956
5,394
185
188
263
251
RWAs¹
6,233
6,577
13,823
14,671
4,116
4,176
3,224
3,771
3,084
2,597
1,438 1,771
Tangible Book Value
1,006
780
2,127
1,663
706
536
709
691
1,082
1,153
843
748
1| Pro-forma for remaining RWA relief of transactions
62
ALPHA
SERVICES AND HOLDINGSView entire presentation