Investor Presentaiton

Section 3: Product Offering (Assets) - IDFC FIRST Bank offers a bouquet of loan products.. .. across varied customer segments including MSMEs and Consumers in different parts of India Loan Against Property: Long term loans to MSMEs after proper evaluation of cash flows; against residential or commercial property Business Loans: Unsecured Loans to the self- employed individual or entity against business cashflows Consumer Durable Loans: financing to individuals for purchasing of LCD/LED panels, Laptops, Air-conditioners etc Two Wheeler Loans: To the salaried and self- employed customers for purchasing new two wheelers Home Loans: To the salaried and self- employed customers for purchasing house property Micro Enterprise Loans: Loan solutions to small business owner Commercial Vehicle Loans: Term Loans for individuals and firms for purchasing new and pre-owned CVs JLG Loan for Women: Sakhi Shakti loan is especially designed as the livelihood advancement for women, primarily in rural areas Pre-owned Car Loan: To the salaried and self- employed customers for purchasing a pre-owned car Personal Loans: Unsecured Loans to the salaried and self-employed customers for fulfilling their financial needs Apart from these products, IDFC FIRST Bank also offers Working Capital Loans, Corporate Loans for Business Banking and Corporate Customers in India 16 IDFC FIRST Bank

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