Muthoot Finance Credit Ratings & Financial Analysis

Pa Ⓡ Muthoot Finance PRODUCTIVITY Widening presence with increasing gold loan business per branch Average Gold Loan Per Branch * (in millions) 115 105 107.13 100.36 95 89.28 88.55 83.17 85 74.97 75 66.70 63.69 63.20 65 56.93 55.01 50.63 55 45 35 25 15 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Dec-19 Mar-20 Jun-20 *Principal amount of Gold Loan Assets Sep-20 Dec-20 27 27

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