Tracking Georgia's Economic Recovery
STRONG UNDERLYING PERFORMANCE AMID COVID-19 IMPACT
OPERATING INCOME | QUARTERLY
-3.0%
+15.4%
285.0
276.5
239.7
84.0
29%
201.0
71%
174.9
64.8 27%
73%
72.5 26%
74%
204.0
3Q19
2Q20
3Q20
I Net interest income
Net non-interest income
NET NON-INTEREST INCOME | QUARTERLY
-13.7%
+12.0%
84.0
3.8
72.5
64.8
7.8
32.2
9.2
19.2
22.7
48.0
32.9
45.5
3Q19
2Q20
3Q20
Net other income/ (expense)
Net fee and commission income
Net foreign currency gain
OPERATING INCOME | NINE MONTHS
801.0
218.7
27%
582.3
73%
9M19
-1.3%
790.6
214.6
27%
576.0
73%
9M20
■Net interest income
Net non-interest income
NET NON-INTEREST INCOME | NINE MONTHS
218.7
3.0
82.2
133.5
-1.9%
214.6
23.5
72.6
118.5
9M20
19
9M19
Net other income / (expense)
I Net fee and commission income
Net foreign currency gainView entire presentation