Investor Presentaiton
ESG STRATEGY
STELLANTIS
BANQUE STELLANTIS FRANCE
OUR RESOURCES
OUR PRIORITIES
CREATING SHARED VALUE
The Banque Stellantis France Group
business model is based on its close
relationships with the brands of
STELLANTIS driven by the ambition
to facilitate access to mobility
solutions for the greatest number of
customers thanks to innovative
financing and service solutions.
ESG STRATEGY:
currently structured around 5 categories of identified
non-financial risks, challenges and opportunities
Customer satisfaction and protection: responsible lending
& customer loyalty with new innovative and digital
processes, moratoria measures with Covid-19
Business ethics governance: code of ethics, code of
conduct and anti-corruption, whistleblowing program,
anti-money laundering anti-terrorist financing, protection
of personal data
Societal innovations: active participation to STELLANTIS
mobility offer with Free2Move, financing of fleets of
socially and environmentally responsible projects
Environmental challenges: supporting the
energy
transition and the fight against the climate change :
financing of greener vehicles and digital transformation
Responsible employer: by promoting employees
commitment, motivation and skills through adequate
trainings, and encouraging equality/diversity
Investor presentation - October 2023
HUMAN
FINANCIAL
PARTNERSHIPS
Over 700,000 customers
+800 employees
H
Loans and financing
to customers with outstandings
of €15.6 billion
*
of which €4.6 billion *
in new financing granted in 2022
€11.6 billion* in external funding
of which €3.1 billion*
COMMITMENT
TOWARDS OUR
CUSTOMERS WITH
OFFERS TAILORED TO
THEIR REQUIREMENTS
COMMITMENT
OF OUR EMPLOYEES
Financial partner
of all STELLANTIS brands
networks with ambition
in terms of electric mobility
(all models in plug-in hybrid version
or 100% electric from 2025)
Partnership with
Santander Consumer Finance
since 2015
Santander
Consumer Finance
PROFITABLE
LONG-TERM
GROWTH
DIGITAL
TRANSFORMATION
CLIENTS
End-user penetration 35.7%
Satisfied dealers 87%
EMPLOYEES
Committed employees 66%
Workplace equality index 94%
Women in management 44%
Employee training 19.7h
FINANCIAL STRENGTH (*)
CET1 ratio 13.5%
Leverage ratio 8.7%
Moderate cost of risk 0.17%
Long-term credit ratings :
Moody's: A3
S&P: BBB+
ENVIRONMENT
Urban mobility offer
FREE2
MOVE
LEASE
Financing of greener vehicles
Percentage of electric vehicle
financing granted to individuals 86%
First Green Bond issue in January 2023
Paperless exchanges
in retail customer deposits
€2.1 billion in equity
* 2022 data
SUPPORTING
THE ENERGY
TRANSITION
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