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Investor Presentaiton

16% 14% 12% 10% 8% 6% 4% 2% 80 80 of o 07-2010 Cyprus - 2015 the year 2015 the year of normalisation and growth GDP growth expected to be positive from 2015 - faster recovery than other peripheral countries 2010 2011 2012 2013 2014 2015f 2016f 2017f I GDP Growth (yoy) 2,0% 1,4% 1,2% 1,4% 0,3% (2,4%) (2,5%) (5,4%) (3,4% (3,9%) (8,7%) Real GDP growth - Actual Current projections (EC) Initial Projections (EC) Improved rating and credit outlook as demonstrated by benchmark sovereign bond issue Yield 2020 Cyprus government bond 09-2010 11-2010 01-2011 03-2011 05-2011 07-2011 09-2011 11-2011 01-2012 03-2012 05-2012 07-2012 09-2012 11-2012 01-2013 03-2013 05-2013 07-2013 09-2013 11-2013 01-2014 03-2014 05-2014 07-2014 09-2014 * Data used is based on flash estimates SOURCE: Statistical Service of Republic of Cyprus, European Commission, Bloomberg, IMF and company reports 2Q2011 3Q2011 1,2% -0,4% 4Q2011 -0,8% 1Q2012 -1,2% 2Q2012 -2,4% 3Q2012 -2,3% 4Q2012 -3,7% 1Q2013 2Q2013 3Q2013 4Q2013 1Q2014 2Q2014 3Q2014 4Q2014 1Q2015 2Q2015 3Q2015 Continued improvement 11-2014 01-2015 03-2015 05-2015 07-2015 09-2015 11-2015 . According to the flash estimate published on 13 November 2015, real GDP in 3Q2015 increased by 2,2% yoy over the corresponding quarter of 2014, on a seasonally adjusted basis. This was the third consecutive quarterly increase after fourteen quarters of continuous decline. In October 2015 the Republic of Cyprus tapped the international debt markets for a second time in 2015 with the issuance of a 10 year bond and raised €1 bn (€2 bn in total in 2015) at a yield of 4,25% Bank of Cyprus 5 KOINO WKYпPIW
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