Investor Presentaiton
International Retail: Loans and Provisions
MEXICO
CHILE
CARIBBEAN & CA
1.8x
1.2x
1
1.7x
Markets with
Greater
2271
409
1621
191
2141,2,3
3683
550 591
Weighting to
279 321
556
457
Secured
231 208 246 228
280
191
181
248
159 155
261
160
221
238
187
81
157
178
250
267
243
218
203
251
253
150
148
154
175 190
141
163
87
54
156 138
165 170
231 221
195 204
Q2/19 Q3/19 Q4/19 Q1/20'Q2/20 Q3/20 Q4/20 Q1/21
Q2/19 Q3/19 Q4/19 Q1/20'Q2/20 Q3/20 Q4/20 Q1/21
Q2/19 Q3/19 Q4/19 Q1/20 Q2/20 Q3/20 Q4/20 Q1/21
PERU
2.6x
4471,2
1,161
Markets with
Greater
Weighting to
Unsecured
COLOMBIA
2.2x
4221
913
1,322
1,552
1,152
1,290
939
970 764 1,065
738
545
473 471
549 531
402
395
471 439
361
361
491
470
579
542 143
372
424
455
377 420 406
245
Q2/19 Q3/19 Q4/19 Q1/20'Q2/20 Q3/20 Q4/20 Q1/21
Q2/19 Q3/19 Q4/19 Q1/20 Q2/20 Q3/20 Q4/20 Q1/21
PCL as a % of avg. net loans (bps)
PCLs on Impaired Loans as a % of avg. net loans (bps)
Loan Balances Q1/21
Mexico
Peru
Chile
Colombia
Caribbean & CA
Total 4
Secured ($B)
$11
$3
$21
$2
$9
$46
Unsecured ($B)
$2
$6
$5
$4
$3
$20
Spot Total ($B)
$13
$9
$26
$6
$12
$66
1 PCL excludes impact of additional pessimistic scenario
2 Adjusted for acquisition-related costs, including Day 1 PCL impact on acquired performing loans
3 Excludes impact of divested operations
4 Total includes other smaller portfolios
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