3Q 2020 Investor Presentation slide image

3Q 2020 Investor Presentation

16% 14% 12% 10% 8% 6% 4% 2% 0% 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Global trailing twelve month speculative-grade default rate at 6.4% as of September 30, 2020; expected to increase to 7.2% by December 2020 and peak at 8.1% by March 2021, before declining to 6.3% by September 2021 1. Moody's rated corporate global speculative grade default historical average of 4.1% from 1983 through September 30,2020. 2020 forecast for TTM ended December 31, 2020 and March 31, 2021 from Moody's Investor Service "October 2020 Default Report", published November 10, 2020. 2. Covenant data for European bonds represent a three quarter rolling average, North American loans and bonds represent a two quarter rolling and a three month rolling average, respectively. Source: Moody's Investors Service. MOODY'S 2018 2019 3Q20 2020F 2012 2013 2014 2015 3Q 2020 Investor Presentation - November 11, 2020 24 2016 2017 -U.S. Loans -U.S. Bonds European Bonds Weakening 5.0 4.51x 4.5 4.22x 4.1% global 4.0 3.91x 10% historic average¹ 3.5 7% 5% 3.0 2.5 2.0 Improving Default Rate Forecast Reflects COVID-19 Impacts; Expected to Peak in 1Q 2021 Default Rates for Speculative-Grade Corporate Rated Issuance¹ -Global -U.S. Europe Speculative-Grade Covenant Quality Indicators² 2018 2019 2Q20
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