Investor Presentaiton
High Quality Loan Growth
Canadian Banking
Commercial¹
International Banking
Commercial & Corporate¹,2
68
73
50
50
18
47
25
25
+22%
+13%
84
81
91
92
95
78
87
84
49
49
50
50
62
52 +4%
29
29
31
32
+72%
52
52
52
2
54
54
555
Global Banking and Markets¹
+33%
132
123
18
+17%
112
17
102
99
16
56
+7%
16
6
16
96
96
83
86
22
32
35
37
38
39
+22%
113 +37%
105
Q1/22 Q2/22 Q3/22
Q4/22 Q1/23
Q1/22
Q2/22
Q3/22
Q4/22
Q1/23
Q1/22
Q2/22 Q3/22 Q4/22 Q1/23
Q1/22 Q2/22 Q3/22 Q4/22 Q1/23
Q1/22
Q2/22
Q3/22
Q4/22
Q1/23
Q1/22
Q2/22
Q3/22
Q4/22 Q1/23
Investment
Grade³
27%
35%
37%
38%
38%
38%
40%
41%
41%
41%
84%
84%
86%
86%
86%
Non-
Investment
Grade³
73%
65%
63%
62%
62%
62%
60%
59%
59%
59%
16%
16%
14%
14%
14%
Investment Grade
Non-Investment Grade4
1 All figures in billions. All percentage changes are Y/Y. Represents Average Loans Outstanding (Business and government loans and acceptances)
2 Figures are on a constant dollar basis. Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's First Quarter 2023 Report to Shareholders, available on
http://www.sedar.com
3 Refer to T31 in the Bank's 2022 Annual Report (Page 63) for mapping internal ratings scale to external rating agencies
4 Non-Investment grade includes non-investment grade, watch-list and default exposure
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