Investor Presentaiton

Chola Enter a better life Risk Governance Structure ■ Oversee the entire risk management process Board of Directors murugappa Risk Management Committee Executive Director Chief Risk Officer Risk Champions of Businesses/functions BET ■ Formed in 2007-08 ■ Meet four times in a year ■ Periodic review of framework, process, key risk movement and other initiatives ■ Review the risk management process BETTE Risk Management Division ■ Establish framework, tools & techniques ■ Create risk awareness ■ Works with Business/Functional head and Risk Champions of respective functions to identify, assess, mitigate, monitor and report key risks 75

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