Investor Presentaiton
PUBLIC
Balance Sheet Parameters
64.4
12.7%
Dec-21
Net loan portfolio (USD bn)
■Net Loans
68.6
◆Net loan growth YoY (%)
70.2
65.6
8.8%
7.1%
6.5%
Dec-22
108.6
Loans to assets (USD bn)
■Total Assets
◆ Loans/Assets
118.6
117.5
111.7
59.3%
57.8%
58.7%
59.8%
Jun-22
Jun-23
Dec-21
Dec-22
Low loan concentrations (as at 30 June 2023)
Loan exposure by sector (%) (as at 30 June 2023)
Crude Oil &
Gases, 6%
Manufacturing,
Other, 14%
7%
Financial
8%
Trade &
Commerce, _
6%
Personal,
34%
Real Estate,
20%
Construction,
3%
-Purchase of
Securities,
3%
85%
Jun-22
Jun-23
Assets by Type (as at 30 June 2023)
Goodwill and
Cash and ST
Other, 4%
■Top 20 Customers
Others
other
intangible
assets, 1%
funds, 11%
CBK Bonds
and Kuwait
15%
Inv.
securities,
17%
Tbills, 3%
Deposits with
banks, 5%
Loans,
advances
and Islamic
financing to
customers,
60%
National Bank of Kuwait 24View entire presentation