1Q22 Earnings Release Presentation

Diversified business model and scale across all segments Shareholders Customers People Communities Product and segment breakdown (Share in total loans) Mar/22 Large Corporate Credit portfolio 26% 47% R$ 455.2 14% SMES 14% Individuals Individuals Consumer Finance Corporate and SMEs R$ billion Balance QoQ R$ billion Balance QoQ R$ billion Working Capital Balance QoQ Payroll 53.9 +1.1% and Others 130.1 -5.4% billlion of which Mortgage 53.5 +1.0% Auto 56.1 -0.6% Trade Finance 29.7 -3.2% Consumer Finance Personal and Others 46.8 +3.3% Others 8.8 -1.4% On-lending 9.1 -8.3% Credit Card 44.4 -0.9% Leasing/Auto 3.3 -1.0% Agricultural 9.4 -0.7% Leasing/Auto 4.4 -0.7% Agricultural Mortgage 3.9 +0.2% 1.8 +1.7% Loan concentration Personal Loans and Others; 22% Leasing/Auto Loans; 2% Others; 14% Leasing/Auto Loans; 2% Agricultural Loans; 2% Santander Brasil risk Trade Finance; 17% Credit Card; 21% 100 Largest 50 Largest 20% Agricultural 15% loans; 4% 20 Largest 10% 10 Largest 6% Mortgage Loans; 25% Payroll Loans; 25% Largest Debtor 1% Auto loans; 86% Working Capital and Others; 73% " " INVESTIDOR RELATIONS [email protected] 0800 286 8484 FAQ www.santander.com.br/faq H Π B O= " " Π B On-lending; 5% Mortgage Loans; 1% " 14 ITIONE DO Π

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